Sun Life / MetLife Universal Life Insurance Class Action
Reviewed by Marty Mikhail, lawyer licensed by the Law Society of OntarioLast verified How we verify
Status
Claims not yet openApproval hearing
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About this claim
If you owned a Universal Plus or Flexiplus universal life insurance policy sold by MetLife in Canada between 1987 and 1998, you may be eligible for a payment and future policy benefits once the settlement is approved.
See the questions the eligibility checker asks
The checker asks these questions. Use the Check Eligibility button to answer them and see a result.
- Did you own, or do you now own, a Universal Plus, Flexiplus, or OptiMet universal life insurance policy?This includes successor owners, former policyholders, and estates.
- Was the policy sold by Metropolitan Life Insurance Co. (MetLife) in Canada between 1987 and 1998?
- If you held a Flexiplus or OptiMet policy, was your cost of insurance or administration fee increased (Flexiplus: in 2001, 2006, 2015, or the ninth policy year; OptiMet: starting in year nine)?This condition applies to the Flexiplus and OptiMet sub-classes; Universal Plus owners can answer No.
Read more
This class action, Fehr et al. v. Sun Life Assurance Company of Canada, concerns how Sun Life administered three universal life insurance policies (Universal Plus, Flexiplus, and OptiMet) that were originally sold by Metropolitan Life Insurance Co. (MetLife) agents in Canada between 1987 and 1998. The lawsuit alleges Sun Life improperly administered these policies, including through increases to the cost of insurance and administrative fees. Sun Life denies liability and has defended the lawsuit.
The parties have agreed to a proposed settlement with a total value of $213.5 million, which still needs court approval. If approved, certain Flexiplus and Universal Plus policyholders would receive direct monetary compensation for past charges, and current eligible policyholders would receive future policy benefits such as permanent rate and fee freezes or a cap on future cost of insurance charges. An Ontario court is scheduled to decide whether to approve the settlement on September 8, 2026.
Claim Administrator
- CA2 Inc.
- Phone1-800-538-0009
- Email[email protected]
- Websitehttps://www.sunlifeclassaction.com
- MailSun Life Class Action c/o CA2 Inc., 9 Prince Arthur Avenue, Toronto, ON M5R 1B2, Attn: Claims Administrator
Proposed Settlement Documents
Opting out
Opting out means removing yourself from the class action. If you opt out, you keep your right to pursue your own individual claim against the defendants, but you will not receive any money or benefits from this settlement. If you do nothing, you remain a class member and are bound by the settlement.
The ability to opt out of this class action has already expired, so the settlement, if approved, will bind all class members.
Frequently Asked Questions
What stage is this settlement at?
The parties have agreed to a proposed settlement, but it still needs court approval. A hearing is scheduled at the Ontario Superior Court of Justice in Toronto on September 8, 2026 to decide whether to approve it.
Do I need to do anything right now?
No. Class members who do not oppose the settlement do not need to take any action at this time. A claims process has not opened yet.
Can I object to or support the settlement?
Yes. All class members can make a written submission to the court to support or oppose the settlement by delivering it to Class Counsel on or before August 31, 2026. The submission must include your full name and contact information. Email [email protected] to learn more.
Can I still opt out?
No. The ability to opt out of this class action has already expired. If the settlement is approved, it will be binding on all class members.
How much money will I receive?
The total value of the settlement is $213.5 million. Certain Flexiplus and Universal Plus policyholders may receive direct monetary compensation for past charges, and current eligible policyholders may receive future policy benefits. Individual payment amounts are set out in the Settlement Agreement, which must still be approved by the court. OptiMet Class members will not receive benefits under this settlement.
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