Royal Canadian Legion Branches COVID-19 Business Income Insurance Class Action
Reviewed by Marty Mikhail, lawyer licensed by the Law Society of OntarioLast verified How we verify
Status
Claims openClaim deadline
About this claim
If your Legion branch or similar veterans, service or legacy organization outside British Columbia was insured by Aviva under the Legion Program Policy with Restricted Access or Negative Publicity coverage, and claimed lost business income from Aviva because of COVID-19 closures or outbreaks, you may be eligible for a share of the $5,512,275.50 settlement, after fees and expenses are deducted.
Who may be eligible
- Your organization is a branch of The Royal Canadian Legion or another veterans, service, or legacy organization that operates like a Legion branch.
- Your organization operates in Canada outside British Columbia.
- Your organization was insured by Aviva under the PIB Provincial Command Insurance Program (Legion Program Policy).
- Your policy included Restricted Access coverage and/or Negative Publicity coverage under the Business Income Actual Loss Sustained Form (912000-01).
- Your organization submitted a claim to Aviva for loss of business income.
- The loss was caused by COVID-19 closure orders in March or April 2020, by later government orders restricting access to your premises, and/or by a COVID-19 outbreak within 25 kilometres of your premises.
See the questions the eligibility checker asks
The checker asks these questions. Use the Check Eligibility button to answer them and see a result.
- Is your organization a branch of The Royal Canadian Legion or another veterans, service, or legacy organization that operates like a Legion branch?
- Does your organization operate in Canada outside British Columbia?Organizations in British Columbia are not included in this settlement.
- Was your organization insured by Aviva under the PIB Provincial Command Insurance Program (the Legion Program Policy)?
- Did your policy include Restricted Access coverage or Negative Publicity coverage?These coverages are under the Business Income Actual Loss Sustained Form (912000-01).
- Did your organization submit a claim to Aviva for loss of business income?
- Was the lost business income caused by COVID-19 closure orders in March or April 2020, later government orders restricting access to your premises, or a COVID-19 outbreak within 25 kilometres of your premises?
Read more
Royal Canadian Legion branches and similar veterans, service and legacy organizations were insured by Aviva Insurance Company of Canada under a commercial insurance program arranged for the Legion. When COVID-19 closure orders and outbreaks in 2020 interrupted their operations, many branches claimed for lost business income under their Restricted Access or Negative Publicity coverage. The class action alleged that Aviva breached its insurance contracts when it denied that coverage.
Aviva agreed to pay $5,512,275.50 to settle the case without admitting any wrongdoing. The Ontario Superior Court of Justice approved the settlement and a Distribution Protocol on October 26, 2026. After legal fees, an honorarium for the representative plaintiff, and administration costs are paid, the remaining money will be shared among eligible class members who file a claim by May 1, 2027.
How to Submit Your Claim
Claim Administrator
- MDD Forensic Accountants
- Email[email protected]
- Phone519-432-1123
- Fax519-432-1503
- MailMatson Driscoll & Damico Ltd, 148 Fullarton Street, Suite 1704, London, Ontario N6A 5P3
Class Counsel
- Lerners LLP
- Email[email protected]
- Phone519-640-6315
- Toll-free1-844-847-1262
- Fax519-932-3315
- Case pagehttps://lerners.ca/deals-and-cases/canadian-legion-class-action
Class members can get free help with their claim from the claims administrator listed above.
Settlement Notices
Remind me before this claim closes
Drop in your email and you'll get two reminders before the Royal Canadian Legion Branches COVID-19 Business Income Insurance Class Action deadline of : one 30 days out, one 7 days out. That's it. No account needed.
Frequently Asked Questions
What is the deadline to file a claim?
Your claim must be submitted no later than 11:59 pm EST on May 1, 2027. Claims filed after that date will not be eligible for compensation.
How do I file a claim?
The preferred way is to complete the Online Claims Form prepared by the Claims Administrator, which gives step-by-step instructions. If you need to file a paper claim, contact the Claims Administrator at [email protected] or 519.432.1123 for details.
What documents do I need?
The Claims Administrator will require supporting documentation to verify claims, including Annual Financial Statements. Start gathering these early so you have them ready before the May 1, 2027 deadline.
How much will my branch receive?
There is no set amount per branch. Each eligible branch’s payment depends on its documented loss of business income, under the Distribution Protocol approved by the Court. The money comes from the $5,512,275.50 settlement after court-approved legal fees, disbursements and taxes, a $15,000 honorarium for the representative plaintiff, and administration costs are paid.
Who can I contact with questions?
Contact the Claims Administrator, MDD Forensic Accountants, at [email protected] or 519.432.1123. You can also reach Class Counsel, Lerners LLP, at [email protected] or toll-free at 1.844.847.1262.
Does my branch qualify?
Your branch may qualify if it was insured by Aviva under the Legion Program Policy with Restricted Access or Negative Publicity coverage, operates outside British Columbia, and already submitted a claim to Aviva for lost business income caused by COVID-19 closure orders, later government orders, or a nearby outbreak. If you are unsure, contact the Claims Administrator.
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