Aviva Denturist COVID-19 Business Interruption Class Action
Reviewed by Marty Mikhail, lawyer licensed by the Law Society of OntarioLast verified How we verify
Status
Claims openEstimated Payout
Payments come from a C$6,862,724.50 settlement fund
Claim deadline
About this claim
If you ran a denturist practice insured by Aviva under the Denturist Association of Ontario program policy with Restricted Access or Negative Publicity coverage, and you claimed lost business income from COVID-19 closures or a nearby outbreak, you may be eligible for a cash payment from the settlement fund.
Who may be eligible
- You (personally or through a corporation) carried on operations usual to a denturist.
- You were insured by Aviva under the Denturists and Hearing Aid Specialists Program policy issued by Aviva on behalf of the Denturist Association of Ontario (Policy 81278157).
- Your policy included Restricted Access coverage and/or Negative Publicity coverage under the Business Income, Actual Loss Sustained (Broad Form Perils) form (Form 402014-02).
- You submitted a claim to Aviva for loss of business income.
- Your claimed loss happened while access to your premises was restricted in whole or in part by Ontario’s March 23, 2020 closure order or a later order of civil authority, and/or as a direct result of a COVID-19 outbreak within 1 kilometre of your premises.
See the questions the eligibility checker asks
The checker asks these questions. Use the Check Eligibility button to answer them and see a result.
- Did you, personally or through a corporation, carry on the operations of a denturist?
- Were you insured by Aviva under the Denturists and Hearing Aid Specialists Program policy issued on behalf of the Denturist Association of Ontario?This is the group commercial insurance policy numbered 81278157.
- Did your policy include Restricted Access coverage or Negative Publicity coverage?These coverages fall under the Business Income (Actual Loss Sustained) Broad Form Perils form 402014-02.
- Did you submit a claim to Aviva for loss of business income?
- Was your claimed loss caused by restricted access to your premises under Ontario's March 23, 2020 closure order or a later government order, or directly by a COVID-19 outbreak within 1 kilometre of your premises?
Read more
This class action was brought on behalf of denturists insured by Aviva Insurance Company of Canada through a group business insurance program set up for members of the Denturist Association of Ontario. The lawsuit alleged that Aviva breached its insurance contracts when it denied claims for lost business income after COVID-19 closure orders and outbreaks restricted access to denturist offices starting in March 2020.
Aviva agreed to pay $6,862,724.50 to settle the case without admitting any wrongdoing, and the Ontario Superior Court of Justice approved the settlement on October 26, 2026. After court-approved legal fees, expenses, a payment to the representative plaintiff, and administration costs are deducted, the remaining money will be shared among eligible class members who file a claim under the court-approved Distribution Protocol.
How to Submit Your Claim
Claim Administrator
- MDD Forensic Accountants
- Email[email protected]
- Phone519-432-1123
- MailMatson Driscoll & Damico Ltd, 148 Fullarton Street, Suite 1704, London ON N6A 5P3
Class Counsel
- Lerners LLP
- Email[email protected]
- Phone519-640-6362
- Toll-free1-844-867-9024
- Fax519-932-3362
- Websitehttps://lerners.ca/deals-and-cases/denturists-class-action
Class members can get free help with their claim from the claims administrator listed above.
Settlement Notices
Remind me before this claim closes
Drop in your email and you'll get two reminders before the Aviva Denturist COVID-19 Business Interruption Class Action deadline of : one 30 days out, one 7 days out. That's it. No account needed.
Frequently Asked Questions
What is the deadline to file a claim?
Your Claim Form must be submitted no later than 11:59 pm EST on May 1, 2027. Claims filed after that date will not be eligible for compensation.
How do I file a claim?
The preferred way is to complete the Online Claims Form prepared by the Claims Administrator, which walks you through each step. If you need to file a paper claim, contact the Claims Administrator at [email protected] or 519-432-1123 for details.
What documents do I need?
The Claims Administrator will require supporting documentation to verify your claim, including your Annual Financial Statements. Start gathering these early so you have them ready before the May 1, 2027 deadline.
How much will I receive?
The notice does not state a set amount per claimant. The $6,862,724.50 settlement, less court-approved legal fees, disbursements and applicable taxes, a $15,000 honorarium to the representative plaintiff, and administration costs, will be shared among eligible class members under the court-approved Distribution Protocol.
Who can I contact with questions?
Contact the Claims Administrator, MDD Forensic Accountants, at [email protected] or 519-432-1123. You can also reach Class Counsel at Lerners LLP at [email protected] or toll free at 1-844-867-9024.
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