{"settlement":{"id":"quebec-tobacco-qcap-2025","slug":"quebec-tobacco-qcap-2025","title":"Quebec Class Action Administration Plan (QCAP)","category":"Product Liability and Defects","status":"Claims closed","tags":{"industry":["Consumer goods"],"geographic":["Quebec"],"recoveryType":["Cash payment"],"documentation":["Self-attestation only","Identity verification required"],"eligibilityTrigger":["Purchased a product","Was a patient or received treatment","Was exposed to a substance or contamination"]},"classDefinition":"Quebec residents (or persons who resided in Quebec at the time of their death) who smoked at least twelve pack-years (87,600 cigarettes) sold by the Canadian Tobacco Companies between January 1, 1950 and November 20, 1998, were diagnosed before March 12, 2012 with primary lung cancer, primary throat cancer (squamous cell carcinoma of the larynx, oropharynx or hypopharynx), or emphysema or COPD (GOLD Grade III or IV), resided in Quebec on the date of diagnosis, and were alive on November 20, 1998. Estates and heirs of Tobacco-Victims who died after November 20, 1998 may also claim.","plainLanguageSummary":"If you lived in Quebec, smoked at least 87,600 cigarettes sold by the Canadian tobacco companies between 1950 and November 20, 1998, and were diagnosed before March 12, 2012 with lung cancer, throat cancer, emphysema or severe COPD, you may be eligible for a payment of $24,000 to a maximum of $100,000 depending on your disease and when you started smoking.","eligibilityCriteria":[],"recoveryRange":"Up to $100,000 per person, reduced pro rata if claims exceed the fund","filingInstructions":"Confirm you meet the eligibility criteria: Quebec residency, at least 87,600 cigarettes smoked between January 1, 1950 and November 20, 1998, and a qualifying diagnosis before March 12, 2012.\nChoose the correct form: the Tobacco-Victim Claim Form if the person is living, or the Succession Claim Form if the person is deceased.\nContact the QCAP Agent (Proactio) at 1-888-880-1844 or tabac@proactio.ca for help completing your claim at no additional cost, or use the online Claimant Portal at https://www.TobaccoClaimsCanada.ca.\nComplete the form with the Tobacco-Victim's personal information, health insurance card number, diagnosis details, and smoking history.\nCheck the authorization box allowing the Claims Administrator to obtain official confirmation of the diagnosis from RAMQ, MSSS and related Quebec health databases.\nSubmit the completed form online, by email to info@TobaccoClaimsCanada.ca, by fax to 1-866-262-0816, or by registered mail, so it is received or postmarked by August 31, 2026.\nKeep your record of transmission until you receive an Acknowledgement of Receipt of Claim.","caseBackground":"In March 2019, Canada's three major tobacco companies, Imperial Tobacco Canada, Rothmans, Benson & Hedges, and JTI-Macdonald, entered insolvency proceedings after Quebec courts ordered them to pay over $13.5 billion to smokers in a landmark class action. Through court-supervised mediation, the companies reached a global settlement with their creditors, including the Quebec class action plaintiffs and all provinces and territories. The Ontario Superior Court of Justice approved the settlement on March 6, 2025.\n\nThe settlement created two compensation plans for smokers diagnosed with tobacco-related diseases. The Quebec Class Action Administration Plan (QCAP) compensates Quebec residents diagnosed before March 12, 2012 with lung cancer, throat cancer, emphysema or severe COPD, and their heirs. A separate Pan-Canadian plan (PCC) covers people elsewhere in Canada, or those diagnosed between March 8, 2015 and March 8, 2019. Payment amounts depend on the disease and when the person started smoking.","administratorName":"Tobacco Claims Canada (Epiq)","administratorContacts":[{"type":"phone","label":"","value":"1-888-482-5852"},{"type":"email","label":"","value":"info@TobaccoClaimsCanada.ca"},{"type":"online","label":"","value":"https://www.tobaccoclaimscanada.ca/en/Home/PlanQCAP"}],"administratorRole":"claims","agentName":"Proactio","agentContacts":[{"type":"phone","label":"","value":"1-888-880-1844"},{"type":"email","label":"","value":"tabac@proactio.ca"},{"type":"online","label":"","value":"https://RecoursTabac.com"}],"agentClaimFormHelp":true,"classCounselName":"","classCounselContacts":[],"classCounselFirms":[],"submissionMethods":[{"type":"online","label":"Online claimant portal","value":"https://www.tobaccoclaimscanada.ca/en/Login"},{"type":"email","label":"","value":"info@TobaccoClaimsCanada.ca"},{"type":"fax","label":"","value":"1-866-262-0816"},{"type":"mail","label":"Registered Mail","value":"Tobacco Claims Canada, Claims Administrator, P.O. Box 2958 STN B, Ottawa ON K1P 5W9"}],"sourceDocuments":[{"url":"/uploads/4b7a6d08233bfa2e73ce38c9-QCAP-Tobacco-Victim-Claim-Form-EN---6.28.2026.pdf","title":"Claim Form"},{"url":"/uploads/1f7ca3e3728e4bd73df1fdd7-QCAP-Information-Circular-EN.pdf","title":"Additional Settlement Document"},{"url":"/uploads/0ab6bfe9f230559074641782-QCAP-Tobacco-Victim-Claim-Form-FR---6.30.2026.pdf","title":"Formulaire de réclamation"},{"url":"/uploads/2f39a2e43cbf68c24724518f-QCAP-Information-Circular-FR-08-31-25.pdf","title":"Document supplémentaire"}],"shortFormNoticeUrl":"","longFormNoticeUrl":"","settlementAgreementUrl":"","claimFormDocumentUrl":"/uploads/4b7a6d08233bfa2e73ce38c9-QCAP-Tobacco-Victim-Claim-Form-EN---6.28.2026.pdf","claimForms":[{"id":"124d3bb76c82","url":"/uploads/4b7a6d08233bfa2e73ce38c9-QCAP-Tobacco-Victim-Claim-Form-EN---6.28.2026.pdf","name":"Claim Form","language":"en","description":""},{"id":"5e24bffb285b","url":"/uploads/0ab6bfe9f230559074641782-QCAP-Tobacco-Victim-Claim-Form-FR---6.30.2026.pdf","name":"Formulaire de réclamation","language":"fr","description":""},{"id":"b425c68a1937","url":"/uploads/93af43b8d9f1715a553539e6-QCAP-Physician-Form-EN-10.6.2025.pdf","name":"Physician Form","language":"en","description":"This Physician Form lets a licensed physician provide alternative proof of a tobacco related diagnosis and its date."},{"id":"5c8807b99dc3","url":"/uploads/e8c3f12251f6ca7cd0f40d0d-QCAP-Physician-Form-FR-9.9.2025.pdf","name":"Formulaire du Médecin","language":"fr","description":"Ce formulaire s'adresse aux victimes du tabac ne possédant aucun document médical prouvant leur diagnostic avant le 12 mars 2012, nécessitant une attestation médicale alternative."},{"id":"d96e455fb33b","url":"/uploads/fa4f6060df9ba661d1791bd2-QCAP-Succession-Claim-Form-EN---6.28.2026.pdf","name":"Succession Claim Form","language":"en","subForms":[{"id":"6816ce98aa84","url":"/uploads/68fad10620428d22adf7d115-QCAP-Sub-Form-B.1-EN---6.29.2026.pdf","name":"Sub-Form B.1","language":"en","description":"This declaration is completed by a person appointed liquidator of a deceased tobacco victim's estate through a will, codicil, or marriage contract."},{"id":"d70c77e5a231","url":"/uploads/12b780c15d75f473397a6660-QCAP-Sub-Form-B.2-EN---6.29.2026.pdf","name":"Sub-Form B.2","language":"en","description":"This declaration is completed by a person appointed by heirs to act as liquidator of a deceased tobacco victim's estate."},{"id":"f5d9050c0749","url":"/uploads/4dc6c72882f095295382ae89-QCAP-Sub-Form-B.3-EN---6.29.2026.pdf","name":"Sub-Form B.3","language":"en","description":"This declaration is for an heir claiming compensation from a deceased tobacco victim's estate under a will, codicil, or marriage contract."},{"id":"3b1133f8cdef","url":"/uploads/2ece94a464a0ac8e5dc5ba58-QCAP-Sub-Form-B.4-EN---6.29.2026.pdf","name":"Sub-Form B.4","language":"en","description":"This declaration is for a legal heir claiming a deceased tobacco victim's estate when no will exists, without letters of administration."}],"description":"This form is for the estate or heirs of a deceased tobacco victim making a QCAP succession compensation claim."},{"id":"f016ac16644e","url":"/uploads/bb0a9348897d083e988446d0-QCAP-Succession-Claim-Form-FR---6.30.2026.pdf","name":"Formulaire De Réclamation Au Titre D’une Succession","language":"fr","subForms":[{"id":"572f04ee547f","url":"/uploads/f477b30461faec6dbd9fc503-QCAP-Sub-Form-B.1-FR---6.29.2026.pdf","name":"Sous-Formulaire B.1","language":"fr","description":"Ce sous-formulaire s'adresse au liquidateur d'une succession nommé par testament, codicille ou contrat de mariage, pour attester ce statut et joindre les documents requis."},{"id":"a964e1eaad56","url":"/uploads/565f1ae6aefa90fa4b4d0855-QCAP-Sub-Form-B.2-FR---6.29.2026.pdf","name":"Sous-Formulaire B.2","language":"fr","description":"Ce sous-formulaire permet au liquidateur de succession nommé par les héritiers de déclarer sa nomination et joindre les pièces requises."},{"id":"8a6ee00d0217","url":"/uploads/dbabfee328c294305a1572c7-QCAP-Sub-Form-B.3-FR---6.29.2026.pdf","name":"Sous-Formulaire B.3","language":"fr","description":"Ce sous-formulaire doit être rempli par l'héritier réclamant une indemnisation selon un testament, un codicille ou un contrat de mariage."},{"id":"fa837493e6e5","url":"/uploads/bafa663a35c6c2919e1d4efe-QCAP-Sub-Form-B.4-FR---6.30.2026.pdf","name":"Sous-Formulaire B.4","language":"fr","description":"Ce sous-formulaire permet à l'héritier légal d'un défunt sans testament de déclarer son lien et joindre les pièces requises."}],"description":"Ce formulaire s'adresse au liquidateur ou à l'héritier d'une victime du tabac décédée réclamant une indemnisation au titre du QCAP."}],"claimFormsButtonLabel":"claim-forms","claimFormsUnavailable":false,"claimFormsUnavailableReason":"","claimFormGuides":[],"additionalDocuments":[],"optOutFormUrl":"","optOutInstructions":"","objectionFormUrl":"","objectionInstructions":"","faqs":[{"answer":"The maximum QCAP payment is $100,000 for lung or throat cancer and $30,000 for emphysema or COPD if the person started smoking before January 1, 1976. Those who started smoking on or after January 1, 1976 receive 80% of those amounts ($80,000 and $24,000 maximums). Final payments may be reduced proportionately if the funds available cannot cover all eligible claims.","question":"How much money can I receive?"},{"answer":"Your claim must be received or postmarked by 11:59 p.m. Eastern on August 31, 2026. Claims can be filed online, by email, by fax, or by registered mail.","question":"What is the deadline to file a claim?"},{"answer":"Usually not. By signing the claim form, you authorize the Claims Administrator to obtain official confirmation of the diagnosis from RAMQ, MSSS and Quebec health databases. Only if that confirmation cannot be obtained will the Administrator ask you for alternative proof, such as a pathology or spirometry report. Do not send medical documents unless specifically requested.","question":"Do I need to gather medical records to prove the diagnosis?"},{"answer":"No. The QCAP Agent (Proactio) has been mandated to help you complete and submit your claim at no additional cost. Call 1-888-880-1844 or email tabac@proactio.ca for help completing the claim form. In limited estate disputes, Succession Claimants may need their own lawyer or notary at their own cost.","question":"Do I need a lawyer or do I have to pay for help?"},{"answer":"If your claim is approved, payment will be issued after the claim deadline of August 31, 2026, once all claims have been reviewed and decisions finalized. The payment date will be posted at https://www.TobaccoClaimsCanada.ca.","question":"When will I be paid?"},{"answer":"If your claim is incomplete, the Claims Administrator will send you a Notice of Incomplete Claim explaining what is missing, and you will have until the later of the claim deadline or 60 days from that notice to fix it. If your claim is rejected, you may request a review by an independent Review Officer within 60 days of the Notice of Rejection using the Request for Review Form included with the notice.","question":"What if my claim is rejected or found incomplete?"}],"eligibilityChecker":{"questions":[{"id":"quebec-resident","text":"Do you currently reside in Quebec (or, if you are claiming for someone who died, did they reside in Quebec at the time of their death)?","type":"yes_no","qualifyingAnswer":"yes","criticalForEligibility":true},{"id":"smoked-twelve-pack-years","text":"Did the person smoke at least 87,600 cigarettes (twelve pack-years) sold by the Canadian tobacco companies between January 1, 1950 and November 20, 1998?","type":"yes_no","helpText":"Twelve pack-years equals, for example, 20 cigarettes a day for 12 years or 10 cigarettes a day for 24 years, and the smoking can be spread over multiple periods with breaks in between.","qualifyingAnswer":"yes","criticalForEligibility":true},{"id":"diagnosed-before-2012","text":"Was the person diagnosed before March 12, 2012 with primary lung cancer, primary throat cancer, emphysema, or COPD (GOLD Grade III or IV)?","type":"yes_no","helpText":"If the diagnosis was between March 8, 2015 and March 8, 2019 instead, you may qualify under the separate Pan-Canadian (PCC) plan.","qualifyingAnswer":"yes","criticalForEligibility":true},{"id":"quebec-at-diagnosis","text":"Did the person reside in Quebec on the date of that diagnosis?","type":"yes_no","helpText":"Residence is generally the province that issued the person's health insurance card or driver's licence.","qualifyingAnswer":"yes","criticalForEligibility":true},{"id":"alive-nov-1998","text":"Was the person alive on November 20, 1998?","type":"yes_no","helpText":"If the person has since died, their estate or heirs can claim using the Succession Claim Form.","qualifyingAnswer":"yes","criticalForEligibility":true}],"uncertainMessage":"Some of your answers were Not sure, so we could not confidently determine your eligibility.","qualifyingMessage":"Based on your answers, you appear to fall within the class definition for this settlement.","nonQualifyingMessage":"Based on your answers, you do not appear to fall within the class definition for this settlement."},"claimCategories":[{"id":"lung-or-throat-cancer","name":"Primary lung cancer or primary throat cancer","description":"For Tobacco-Victims diagnosed before March 12, 2012 with primary lung cancer or primary squamous cell carcinoma of the larynx, oropharynx or hypopharynx (throat cancer).","recoveryType":["Cash payment"],"documentation":["Self-attestation only"],"recoveryRange":"$100,000 maximum if the person started smoking before January 1, 1976; $80,000 maximum if they started smoking on or after January 1, 1976. Payments may be reduced proportionately if funds are insufficient.","eligibilityChecker":null,"eligibilityCriteria":["Diagnosed before March 12, 2012 with primary lung cancer or primary throat cancer (squamous cell carcinoma of the larynx, oropharynx or hypopharynx)","Resided in Quebec on the date of diagnosis","Smoked at least 87,600 cigarettes sold by the Canadian Tobacco Companies between January 1, 1950 and November 20, 1998","Alive on November 20, 1998"]},{"id":"emphysema-or-copd","name":"Emphysema or COPD (GOLD Grade III or IV)","description":"For Tobacco-Victims diagnosed before March 12, 2012 with emphysema or severe or very severe COPD (GOLD Grade III or IV).","recoveryType":["Cash payment"],"documentation":["Self-attestation only"],"recoveryRange":"$30,000 maximum if the person started smoking before January 1, 1976; $24,000 maximum if they started smoking on or after January 1, 1976. Payments may be reduced proportionately if funds are insufficient.","eligibilityChecker":null,"eligibilityCriteria":["Diagnosed before March 12, 2012 with emphysema or COPD (GOLD Grade III or IV)","Resided in Quebec on the date of diagnosis","Smoked at least 87,600 cigarettes sold by the Canadian Tobacco Companies between January 1, 1950 and November 20, 1998","Alive on November 20, 1998"]}],"proceedings":null,"relatedSlugs":[],"group":{"slug":"tobacco-claims-canada","title":"Tobacco Claims Canada Settlement (Imperial Tobacco, Rothmans Benson & Hedges, JTI-Macdonald)","summary":"One court-approved settlement under the Companies' Creditors Arrangement Act, sanctioned on March 6, 2025, resolving the Quebec tobacco class actions and the claims of smokers across Canada. It creates two compensation plans with different eligibility windows, deadlines and payment tiers: the Quebec Class Action Administration Plan (QCAP) for Quebec residents diagnosed before March 12, 2012, and the Pan-Canadian Claimants' Compensation Plan (PCC) for residents anywhere in Canada diagnosed between March 8, 2015 and March 8, 2019. A person may claim under only one plan.","membersIntro":null,"structure":"multi_proceeding","members":[{"slug":"quebec-tobacco-qcap-2025","title":"Quebec Class Action Administration Plan (QCAP)","classDefinition":"Quebec residents (or persons who resided in Quebec at the time of their death) who smoked at least twelve pack-years (87,600 cigarettes) sold by the Canadian Tobacco Companies between January 1, 1950 and November 20, 1998, were diagnosed before March 12, 2012 with primary lung cancer, primary throat cancer (squamous cell carcinoma of the larynx, oropharynx or hypopharynx), or emphysema or COPD (GOLD Grade III or IV), resided in Quebec on the date of diagnosis, and were alive on November 20, 1998. Estates and heirs of Tobacco-Victims who died after November 20, 1998 may also claim.","status":"Claims closed","geographic":["Quebec"],"deadline":"2026-08-31","lastVerifiedAt":"2026-08-25","seriousHarmEnabled":false,"quietPresentation":false,"isSelf":true},{"slug":"tobacco-pcc-compensation-plan-2025","title":"Pan-Canadian Claimants' Compensation Plan (PCC)","classDefinition":"People who reside in Canada (or resided in Canada at the time of their death), smoked at least twelve pack-years (87,600 cigarettes) sold by the Canadian Tobacco Companies between January 1, 1950 and November 20, 1998, were diagnosed between March 8, 2015 and March 8, 2019 (inclusive) with primary lung cancer, primary throat cancer (squamous cell carcinoma of the larynx, oropharynx, or hypopharynx), or emphysema or COPD (GOLD Grade III or IV), resided in Canada on the date of diagnosis, and were alive on March 8, 2019. Estates of eligible Tobacco-Victims who were alive on March 8, 2019 may also claim.","status":"Claims open","geographic":["Canada-wide"],"deadline":"2027-09-03","lastVerifiedAt":"2026-08-25","seriousHarmEnabled":false,"quietPresentation":false,"isSelf":false}]},"cardSummary":"If you smoked regularly in Quebec before November 20, 1998 and were diagnosed with lung cancer, throat cancer, emphysema or severe COPD before March 12, 2012, you may qualify for $24,000 to $100,000. Estates and heirs of deceased smokers can also claim.","proofRequired":"","claimTime":"","claimAmount":"","coverageStartDate":"1950-01-01","coverageEndDate":"1998-11-20","deadline":"2026-08-31","optOutDeadline":"","objectionDeadline":"","approvalHearingDate":"","approvalHearingDates":[],"approvalPending":false,"resolution":"settlement","judgmentAppealed":false,"seriousHarmEnabled":false,"quietPresentation":false,"formHelperEnabled":false,"dateAdded":"2026-08-25","lastUpdated":"2026-09-05","firstPublishedAt":"2026-08-25 23:49:11","claimsOpenedAt":null,"lastVerifiedAt":"2026-08-25","languages":["en","fr"]}}