{"settlement":{"id":"capital-one-data-breach-2026","slug":"capital-one-data-breach-2026","title":"Capital One 2019 Data Breach Class Action","category":"Data Breach","status":"Claims not yet open","tags":{"industry":["Banking and financial services","Privacy and data"],"geographic":["Ontario","British Columbia","Alberta","Saskatchewan","Manitoba","Atlantic Canada","Territories","Canada-wide (Except Quebec)"],"recoveryType":["Cash payment","Refund or credit"],"documentation":["Other documentation"],"eligibilityTrigger":["Held an account or contract","Other"]},"classDefinition":"Class Members are Canadian residents outside of Quebec who applied for or were issued a Capital One credit card and who received a letter from Capital One notifying them that their information may have been subject to unauthorized access in the 2019 Data Breach.","plainLanguageSummary":"If you are a Canadian resident outside Quebec who applied for or held a Capital One credit card and got a letter saying your information may have been affected by the 2019 data breach, you may be eligible for cash payments once the settlement is approved.","eligibilityCriteria":[],"recoveryRange":"Claim payment (not yet determined), plus potential for $25,000 maximum for out-of-pocket costs, plus wasted-time payments to a maximum of $275 and annual fee refunds to a maximum of $50 depending on circumstances","filingInstructions":"","caseBackground":"A class action was filed in the Supreme Court of British Columbia against Capital One over a 2019 incident in which an outside individual gained unauthorized access to personal and other information of Capital One credit card applicants and customers in Canada. The court certified the case as a class action on June 3, 2022. Capital One denies that it did anything wrong or broke any laws.\n\nThe parties have now reached a proposed settlement under which Capital One would pay $35,000,000 into a settlement fund to resolve the claims, cover legal fees and disbursements, and pay administration costs. The settlement must still be approved by the court at a hearing before it takes effect, and no claims can be filed until after it is approved.","administratorName":"Verita Global, LLC","administratorContacts":[{"type":"email","label":"","value":"info@capitalone2019classaction.com"},{"type":"phone","label":"","value":"1-888-808-9672"},{"type":"online","label":"","value":"https://www.capitalone2019classaction.ca"}],"administratorRole":"claims","agentName":null,"agentContacts":[],"agentClaimFormHelp":false,"classCounselName":null,"classCounselContacts":[],"classCounselFirms":[],"submissionMethods":[],"sourceDocuments":[{"url":"/uploads/5cc970a650d8e0d4ec02bb01-long_form_notice.pdf","title":"Notice to Class Members"}],"shortFormNoticeUrl":"/uploads/74d5eea98976ad9421661c06-short-form-notice.pdf","longFormNoticeUrl":"/uploads/5cc970a650d8e0d4ec02bb01-long_form_notice.pdf","settlementAgreementUrl":null,"claimFormDocumentUrl":"","claimForms":[],"claimFormsButtonLabel":"claim-form","claimFormsUnavailable":false,"claimFormsUnavailableReason":null,"claimFormGuides":[],"additionalDocuments":[],"optOutFormUrl":"https://veritaconnect.com/CLPQ_OptOut/en-US/OptOut","optOutInstructions":"If you want to exclude yourself, complete the Opt-Out Form available at www.capitalone2019classaction.ca and send it electronically to the Claims Administrator, either through the website or by email to info@capitalone2019classaction.com. Your completed form must be received no later than September 11, 2026.","objectionFormUrl":null,"objectionInstructions":null,"faqs":[{"answer":"The case was certified as a class action on June 3, 2022, and the parties have reached a proposed settlement. The settlement still has to be approved by the British Columbia Supreme Court before it becomes final and before any claims can be made.","question":"What stage is this settlement at?"},{"answer":"The court has scheduled the settlement approval hearing for September 22, 2026 at the courthouse at 800 Smithe Street, Vancouver, British Columbia. Class members may attend virtually but are not required to do so.","question":"When is the approval hearing?"},{"answer":"If you want to stay in the class, you do not need to do anything at this stage. You cannot file a claim until after the settlement is approved and the claims period opens, so you should check www.capitalone2019classaction.ca for updates.","question":"What do I need to do right now?"},{"answer":"If the settlement is approved, you may claim out-of-pocket costs fairly traceable to the breach to a maximum of $25,000, wasted-time payments to a maximum of $200 for non-SIN members or $275 for SIN members, and annual credit card fee refunds to a maximum of $50. You can claim in every category you qualify for.","question":"How much could I receive?"},{"answer":"Yes. If you want to exclude yourself you must send a completed Opt-Out Form so it is received by September 11, 2026, and if you want to support or object to the settlement you must send a written submission to the Claims Administrator so it is received by the same date. Both windows are open as of now.","question":"Can I opt out or object to the settlement?"}],"eligibilityChecker":{"questions":[{"id":"canadian-resident-outside-quebec","text":"Are you a Canadian resident outside of Quebec?","type":"yes_no","qualifyingAnswer":"yes","criticalForEligibility":true},{"id":"applied-or-issued-card","text":"Did you apply for or were you issued a Capital One credit card?","type":"yes_no","qualifyingAnswer":"yes","criticalForEligibility":true},{"id":"received-notice-letter","text":"Did you receive a letter from Capital One saying your information may have been subject to unauthorized access in the data breach?","type":"yes_no","qualifyingAnswer":"yes","criticalForEligibility":true},{"id":"still-in-class","text":"Are you still included in this class action, meaning you did not opt out?","type":"yes_no","helpText":"If you never filed an Opt-Out Form, answer Yes.","qualifyingAnswer":"yes","criticalForEligibility":true}],"uncertainMessage":"Some of your answers were Not sure, so we could not confidently determine your eligibility.","qualifyingMessage":"Based on your answers, you appear to fall within the class definition for this settlement.","nonQualifyingMessage":"Based on your answers, you do not appear to fall within the class definition for this settlement."},"claimCategories":[{"id":"category-a-out-of-pocket","name":"Category A - Out-of-Pocket Costs","description":"For class members who had out-of-pocket costs fairly traceable to the data breach, including preventative measures like credit monitoring, insurance or credit freezes, and unreimbursed losses from identity theft, falsified tax returns or other alleged wrongdoing.","recoveryType":["Cash payment"],"documentation":["Self-attestation only","Receipts or proof of purchase required"],"recoveryRange":"$25,000 maximum","eligibilityChecker":null,"eligibilityCriteria":["Incurred out-of-pocket costs fairly traceable to the Data Breach"]},{"id":"category-b-wasted-time","name":"Category B - Wasted Time and Inconvenience","description":"For class members who spent time responding to the data breach. Payment is $25 per hour, with limits that depend on whether your Social Insurance Number was compromised.","recoveryType":["Cash payment"],"documentation":["Self-attestation only"],"recoveryRange":"$200 maximum for non-SIN members and $275 maximum for SIN members","eligibilityChecker":null,"eligibilityCriteria":["Spent time responding to the Data Breach","Non-SIN members may claim to a maximum of 5 hours ($125); SIN members to a maximum of 8 hours ($200), plus a $75 top-up payment"]},{"id":"category-c-annual-fee","name":"Category C - Annual Credit Card Fees","description":"For Annual Fee Class Members who paid an annual credit card fee to Capital One during the period July 31, 2013 to July 31, 2019.","recoveryType":["Cash payment","Refund or credit"],"documentation":["No documentation required"],"recoveryRange":"$50 maximum","eligibilityChecker":null,"eligibilityCriteria":["Paid an annual credit card fee to Capital One between July 31, 2013 and July 31, 2019"]}],"proceedings":null,"relatedSlugs":[],"group":null,"cardSummary":"If you got a Capital One credit card and received a letter saying your information may have been exposed in the 2019 data breach, you may be able to claim once this proposed settlement is approved.","proofRequired":"","claimTime":"","claimAmount":"Varies by claim category","coverageStartDate":"2019-03-12","coverageEndDate":"2019-04-21","deadline":"","optOutDeadline":"2026-09-11","objectionDeadline":null,"approvalHearingDate":"2026-09-22","approvalHearingDates":[{"date":"2026-09-22","label":""}],"approvalPending":false,"resolution":"settlement","judgmentAppealed":false,"seriousHarmEnabled":false,"quietPresentation":false,"formHelperEnabled":false,"dateAdded":"2026-07-26","lastUpdated":"2026-07-26","firstPublishedAt":"2026-07-27 00:48:18","claimsOpenedAt":null,"lastVerifiedAt":"2026-07-26","languages":["en","fr"]}}